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August 15, 2011

Money Map with Wells Fargo Online

Filed under: Reviews — Tyler @ 1:46 am
cash register

It's nice to keep track of cash spending visually

There’s a cool new-ish feature for Wells Fargo online. It is called, “Money Map” and you can find it in the tabs when you check your Wells Fargo online personal accounts. It is nice because it visually helps a person keep track of budget items.

For example, I noticed that I haven’t been using my Starbucks card because last month money was really tight. So I was using cash and wanted to minimize my latte intake. (YEAH RIGHT, that didn’t workout very well)

But instead I’ve actually been consuming more latte’s than a latte disposal machine. So what’s been happening is that I’ve been using cash to buy lots of latte’s.

One thing that I like about Money Map is that is graphically showed that I was using more cash. This made me think, “Ok, I need to probably start using my Starbucks card again because I’m missing out on the free drink after 15 starbux drinks.”

Times are tough lately, and being able to track spending is a smart thing to do. If you click on the different bar graphs on the right, it will give a detail on the purchases on that category.

Last thing, there is a “My Spending Report” that shows a line that is the monthly average. It shows when you are going way over the normal amount of spending. For me that was March. That was because I was finishing my last couple classes of school and I had to basically pay by check. Even though it was a State University it still cost me over $1,500 for registration/tuition alone. This isn’t counting books or fuel for transportation.

So overall this is a nice addition to Wells Fargo’s online banking interface. Hopefully they can keep useful items like this cooking…without crowding or over-complicating the user interface.

-Tyler

 

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August 13, 2011

Slickdeals = Value town on the Web

Filed under: Value Town — Nauticaboy @ 9:04 pm
Value Town - Seal of Approval

The Official Seal of Value Town

There are several websites that I use to find value town deals. I’m going to share my favorite – slickdeals. The site is created and visited by value towners like myself. If you read the comment posts in some of the threads, that value town mentality becomes very apparent.

Slickdeals is a website I refresh at least 5 times daily. Deals are so hot sometimes, they are often gone shortly after making front page. I’ve memorized my credit card to speed up the purchasing process just because I’ve had a deal in my cart become “no longer available” when trying to finalize a purchase. The site works by using the power of the user community. Users post deals they find to be good and other users rate that deal with either a thumbs up or thumbs down. Posts with enough thumbs up will be flagged for a moderator to review. If the deal is confirmed by a moderator to be an extraordinaire deal, it is moved to the front page. Essentially, only best deals are on the front page. Every thumbs up a user receives for a post is saved on his or her account as “reputation”. Having a high reputation is mainly just bragging rights, but there is a daily giveaway that works like a raffle. Every reputation score you have is how many tickets you have, giving you a better chance to winning that day’s prize. My favorite thing about slickdeals as opposed to other deal websites is that since the deals are found by the community, there is large variety in deal offerings. Some deal sites, like Spoofee seem to be run by a single or small group of moderators that find and post deals.  The categories of deals they have tend to cater to a broader audience; so it’s somewhat difficult finding a deal for something particular, like a hotel deal at the Wynn in Las Vegas.  Slickdeals also has a search bar you can use to find a specific deal you are looking for. In fact, I’ve been in Hawaii this week for work and I needed some Hawaiian shirts. I saw Macy’s nearby and after a quick slickdeal search for “Macy’s,” I found out they are having a 25% off $100 or more deal this weekend. That worked perfectly as Hawaiian shirts run about $75-125 each.

My recommendation is before buying any deal, read the comments section first. Users are are usually very good about commenting about the product or vendor. Saving cash buying a poor product from an online vendor with a bad reputation is obviously not a slick deal. So next time you’re looking to buy something, check out slickdeals. It’s value town certified!

-Nauticaboy

Subconscious Reading Comprehension technique

Filed under: Tips and Tricks — Tyler @ 2:35 pm
overidon bookshelf

Reading for Pleasure is optimal for Comprehension as well

Being able to comprehend what one reads is an awesome skill. This technique is simple to do but it works. The trick to it is that it is very counter-intuitive because it seems too easy.

Have you ever noticed that you remember lots of little details on things?

Let’s say you are a sports fan. You can remember RBI’s and touchdown records like a human computer.

Let’s say you are a video or computer gamer. You remember statistics on how characters and items work. You know exactly what realm to go adventuring in for the best EXP and coolest quests.

Let’s say you are an avid comic book reader. You know about every superhero his or her special abilities and their back-stories.

The truth is, you actually have an EXCELLENT memory. It’s just that your memory appears to be selective.

Here’s how it works.

When you get information, your body and mind are doing all sorts of things. There are emotions pumping chemicals through your circulatory and endocrine system. Neurons are firing. And also you may be interacting with friends or family or even co-workers and so there can be social things happening as well.

As you get information, how you get that information directly affects your comprehension. If you are feeling pleasure or excitement, perhaps even a burst of adrenaline…then the chances for comprehension go way up.

Think about those sports stats, if you see your favorite baseball player hit a foul-ball and you happen to catch the ball in your hand…do you think you’ll remember that game or the player or even the run breakdown per inning? Of course you will. This is because you are both consciously and subconsciously attached to the information.

So let’s apply this to reading.

Many people read books and have completely different reading styles. My father likes to skim books. He does this especially for historical fiction. He reads them and enjoys them. But his comprehension is hit-or-miss. Sometimes he even borrows the same books over again because he forgot about them entirely. This is happening because of the motivation for reading the book. For his case, he reads the book as a way to relax after a long day of work.

But if you’re reading this, you want to improve your comprehension for all things that you read. This includes books, online information, blogs, manuals, non-fiction books, histories…everything.

The key is to read everything…I mean EVERYTHING, as if you are reading it for maximum pleasure. This may seem really strange. How can reading a book for school be maximum pleasure?

The most important thing to think about is not the book you’re reading, but the state your mind is in when you read it. You need to figure out your favorite places to read. Do you like reading with music or without? Do you like being alone when you read? Are coffee shops fun places to get reading done for you, or is home better?

When you think about the above questions, don’t imagine that you’re reading something for work or school. Imagine you’re reading something that is a piece of information that you really WANT to read. Something that will bring either happiness or excitement in your life.

Let’s say you don’t read all too often. But you’re a businessman or businesswoman, and you just got some interesting statistics for a business opportunity. This could be extremely profitable for you and it could make your retirement run much more smoothly if you play your cards right. Visualize how you’d read every word and savor the information so you can talk to the potential investor or client in detail about the opportunity. The more you comprehend, the smarter and more capable you’ll appear to both your client and yourself. But since you’re sincerely interested in this information, you savor each line and diagram and are truly enjoying yourself.

Would you read a document like that while trying to drive cross-country with your angry kids who just got from soccer practice? Probably not. It’s too important.

You’d probably take that document and go to your personal study and relax. Maybe put on some music or bring some tea or chill water with you. Maybe you’d bring the document to a coffee shop and order your favorite drink…so what if it’s expensive and fattening…this document is worth it. “I can always go to the gym later…this is important.”

As you read this document, you’re not just reading letters on a page. Your whole body and mind is engaging the information. Consciously, your eyes are reading the words and your mind may be hearing them internally. But subconsciously, the entire setting, your mood, and the vibes of the whole experience is sticking to you.

What people don’t realize, is that the subconscious side of comprehension is just as important as actually reading the words.

Here’s where things start to get even more strange. You don’t even need to understand everything you read.

Actually, it can be better for your comprehension if you consciously are completely dumbfounded by what you’re reading. Subconsciously, what is happening is that your mind puts the information in a little box.

Imagine the box as an, “I don’t quite get this info yet” labeled box. Your subconscious mind LOVES this stuff. Everyday life is completely mundane and even the most complicated things these days are lined out to such scrutiny that there’s little mystery anymore. But it isn’t this way for your subconscious. The part of your mind that doesn’t get to directly participate in the day gets a tremendous amount of entertainment by NOT knowing things. And the more it doesn’t know something, the more it will tinker with those ideas during the day and during sleep.

So here’s the most important part of this Subconscious Reading Comprehension technique. When you get to something in an article or book that you don’t understand. Don’t trip up on it. Don’t even mark it. Just read it a couple time over. And then when you realize that you don’t understand the information on that page…say to yourself, “Hmm! That’s interesting. I haven’t the foggiest about that.” (you can add whatever dialect or accent you choose here)

Then after you have correctly identified something that you are 100% sure that you do not know, then continue reading. Your subconscious mind will store everything and will probably thank you for the extra puzzles to play with.

What will happen is that when you re-visit the information at a later time, you will recall things that you didn’t think you actually understood. Books and articles from other sources will help to fill in the gaps. Then when you pick that book up again, it will not seem remotely as complicated or arcane at all.

Highlighters, pens, notes, are all great…but the best knowledge is the one that is comprehended without external tools. You shouldn’t need a mnemonic for memorizing answers for a test. You should have mastery of the subject matter that flows comfortably from the mind to the pen.

The truth is, scientists have good ideas about memory. They know what parts of the brain control memories and how damage to those centers can affect things. But we actually have just started to scratch the surface of how memory works. Any reputable scientist on this subject matter would say human memory requires much more research before we master the subject in a similar way to how we’ve mastered Newtonian Physics.

I hope you enjoyed this article and it was fun to read for you.

-Tyler

August 10, 2011

Hard Working Spider

Filed under: overidonTV — Tyler @ 3:05 pm
Hard Working Spider

Hard Working Spider - CLICK to see the video

It was late last night. I saw a spider working really hard on making her web. She was crafting it extra detailed, so I think that it means that the spider is probably poisonous. Harvest was supposed to be the cinemadirector (that’s a new position in the industry that I just made up for her). But she was making too much noise. So I had to quiet the set.

One of the cool things about spiders, is that they seem to show a great deal of precision when they make their webs. Her little legs would all work in unison as she would put the silk in the proper position.

It must have been fun for the spider to make her web near the lamp. She likes to work at night, but then she gets the best of both worlds. The spider gets the benefit of a quiet and relaxing night…but then she also has a little working light. The light also doubles as a showcase spotlight when she finished her work.

Sometimes it gets emotional to see spiders. They do such hard work, but since they are so little, only a few notice their craftsmanship. That’s why I wanted to share this video. So maybe a few of us can appreciate.

Her name is Mochi-Faliaxia III and she is new to America. She came in a basket of oranges from Romania. Her favorite movies are Speed 2, The Last Picture Show and Unforgiven.

If you’d like to know more about her then watch the video below. That’s because everything you need to know is for show in her work. It is her living auto-biography.

-Tyler

 

 

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